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Representative 49.9% APR.
Representative example: Amount of credit: £750 for 12 months at £77.29 per month.
Total amount repayable is £927.48.
Interest charged is £177.48, interest rate 49.9% pa (variable).

Rates from 11.8% APR to 1575% APR – your Free, No obligation quote and APR will be based on your personal circumstances. Authorised and regulated by the Financial Conduct Authority.

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Payday Loan

Are you struggling to pay your bills right now and could do with a little bit of money to last you until the end of the month? We all know that there are some months that go by when your salary just isn’t enough. There are always unexpected payments you have to make. Before you know it, you’re left with a low balance in your account.

But it’s important to remember that there are different loans that can help you out if you are struggling. All you’ve got to do is apply. One of your options may be a payday loan. Let’s find out more to see if this is the right option for you.


What is a Payday Loan?

Just as the name suggests, a payday loan is a short-term loan that can provide you with the financial help you need until the next payday at the end of the month. They are not normally for large amounts. They are designed to help you deal with unexpected payments that may happen during the month.

There are some requirements for payday loans. You should be over the age of 18 and be a legal resident or citizen of the UK. In addition, it will be essential that you have a bank account and formal employment. There are lots of different lenders who can offer you a payday loan if you meet the requirements.


What are the Benefits of a Payday Loan?

So, what are the benefits of choosing payday loans over other options, such as instalment loans and 3 month loans? Well there are a host of advantages that you can enjoy by applying for a payday loan today.

First of all, if you have a bad credit history, you may know already how hard it can be to borrow money. But payday loans offset the risk by charging higher amounts of interest. This means that you can enjoy a small cash loan quite easily. This is even true if you have had debt issues in the past.

The great thing about payday loans is that there are no restrictions on what you can use the money for. Lenders don’t mind if you’re paying for emergency repairs on your car or for utility bills. It’s a way to help you out when you need it. Of course, this should only be for things that you really need and in emergency situations.

Another good thing about choosing a payday loan is that it is a short-term loan. There are a lot of ways you can get into debt. It can even hang over your head for months or even a few years. This can mean that charges or interest adds up. But with a payday loan, you can pay it back quickly and with your next pay cheque meaning you can forget about it and move on quickly.

How can help with Payday Loans?

If you are looking for a payday loan, you can apply at we put you the customer first! 

Our goal is to help you find the loan you need for 100% Free, No obligation quote, in the best, fast, secured and easy way.

Instead of filling loads of tricky and hard forms, you just fill in cashpanda’s Simple and Easy form, without being hard credit checked saving you time and a lot of hassle.

We know the market and can help you find you the best deals from the panel of FCA approved direct lenders of direct lenders as well as other products and solutions.

How it works:

Simply choose how much you need to borrow, and for how long. Fill in our easy form (It takes 2min). Click Submit, and our supper technology will find your loan in less than 100 seconds. Once a loan is found you will be redirected to the lender who approved your loan. If not approved for a loan, you will be redirected to a product or another solution.

Please make sure you read all the terms and conditions as well as all the details before you agree to anything. is here to help and protect our customers from scam and spam sites. By filling only one easy form to reach the whole lender panel, will be increasing your chances to get the loan you need without affecting your credit score. is fully approved and regulated by the FCA and the ICO.

We are 100% Free, No obligation quote as well as all credits are considered. We will not spam you, call you or send you messages afterwards as we value your privacy.

So, if you need a short term loan for bad credit to help your financial situation, we can help you find the best deal at is a broker and not a lender or a payday loans direct lender

Why to choose

  • Borrow between £100 - 10000
  • We search the market for you
  • Totally Free service!
  • 100% Secured UK Site
  • No Obligation Quote
  • Leading Loan Broker
  • Your data is secure
  • One Simple Form
  • Same day Cash*
  • No hidden costs
  • No Paperwork
  • Open 24/7
Get a quote now
Quick, easy and efficient service. I been approved and received the cash in the same day.
You been really helpful during my emergency. Thank you very much for your help.

How it works?

Fill the form - Cash loans at Cashpanda Payday loans

Apply Online

Simply fill out our secured user friendly online form

payday loans direct lenders high acceptance uk,while yet payday loan direct lenders; 

Looking for a loan - Cash loans at Cashpanda Payday loans

Finding your Loan

Our Panda will process your application and will look to locate the right loan for you and your circumstances.

Getting your cash - Cash loans at Cashpanda Payday loans

Get Cash

Once you are approved, you will be directed to your special lender to finish the process.

and bad credit payday loans; so loans for bad credit no guarantor;  

Why Cash Panda?

Our mission

CashPanda’s mission is to genuinely help and protect consumers when they are in need of a Short Term Loan online in the UK. is fully regulated by the UK Financial Conduct Authority (FCA). We have High approval rates and our Panda will help you you get your short term loan online, easily, securely, and Totally Free with no obligation.   


Our new and innovative state of the art technology allows us to put you, the customer in the front while, the top lenders compete to lend you the money you need.

Transparent service

CashPanda provide fully transparent service to find you the best* responsible and trusted lender with the cheapest interest rate (APR) possible and terms according to your own special circumstances.


It doesn’t matter if you have bad credit or poor credit, at all credit types are considered. We will use our innovative technology to find you a suitable solution straight away

According to the amount you want to borrow, and your ability to repay the loan among other factors. 


Who can apply?

To be eligible to get a loan, you need to:

Living in the UK Getting your cash - Cash loans at Cashpanda Payday loans

Be a Legal UK resident 

Instant Payday Loans Online UK

Minimum 18 Years Getting your cash - Cash loans at Cashpanda Payday loans

Be 18 years of age or older

Instant Payday Loans Online UK

UK bank account - Getting your cash - Cash loans at Cashpanda Payday loans

Have a valid UK bank account, working phone and email

Instant Payday Loans Online UK

Getting the cash you need - Getting your cash - Cash loans at Cashpanda Payday loans

Have a regular source of income (min £700 per month)

Instant Payday Loans Online UK