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Representative 49.9% APR. Representative example: Amount of credit: £750 for 12 months at £77.29 per month. Total amount repayable is £927.48. Interest charged is £177.48, interest rate 49.9% pa (variable). Rates from 11.8% APR to 1575% APR - your Free, No obligation quote and APR will be based on your personal circumstances. Authorised and regulated by the Financial Conduct Authority.

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What are the best online Loan Lenders for Bad Credit Loans?

The reason you might have found yourself here is that your credit score is going a little downhill. When that happens, it creates internal panic and to be very frank it should.

A bad credit score means that it is going into negative. So you are spending more than you’re earning. This does not always happen because you are being irresponsible, sometimes the odds just aren’t in your favor and you see yourself spending somewhere you did not expect to. This could be some kind of renovation, a new car, and whatnot.

Instead of worsening your credit, the second-best option is to find a bad credit loans from an online lender. Now here’s where you meet the real dilemma. As many of us know, a lot of lenders grant loans based on certain credit criteria, but not many will approve Bad Credit Loans.

This helps Lenders for bad credit Loans to judge your credibility and your ability to repay the loan back on time. This is important because if you pass the deadline, you face more interest and also a bad precedent is set. This hinders your ability to pay the loan even more.

Payday loans lenders in the UK include, Drafty, Sunny, 118118, Satsuma Loans, and Lending Stream are some of the payday online lenders in the UK. 

Which is the best one?

Without context and need it is pretty hard to say which one is the best option. You can do some comparisons yourself and ask for aid from professionals who may be able to guide you better. Keep in mind that your ability to pay the loan is one of the most important things to consider so keep an eye out for repayment times and interest rates.

Warning: late repayment can cause you serious money problems. For help, go to Money Helper

Quick, easy and efficient service. I been approved and received the cash in the same day.
You been really helpful during my emergency. Thank you very much for your help.

How it works?

Fill the form - Cash loans at Cashpanda Payday loans

Apply Online

Simply fill out our secured user friendly online form

payday loans direct lenders high acceptance uk,while yet payday loan direct lenders; 

Looking for a loan - Cash loans at Cashpanda Payday loans

Finding your Loan

Our Panda will process your application and will look to locate the right loan for you and your circumstances.

Getting your cash - Cash loans at Cashpanda Payday loans

Get Cash

Once you are approved, you will be directed to your special lender to finish the process.

and bad credit payday loans; so loans for bad credit no guarantor;  

Why Cash Panda?

Our mission

CashPanda’s mission is to genuinely help and protect consumers when they are in need of a Short Term Loan online in the UK. is regulated in the UK. We have High approval rates and our Panda will help you you get your short term loan online, easily, securely, and Totally Free with no obligation.   


Our new and innovative state of the art technology allows us to put you, the customer in the front while, the top lenders compete to lend you the money you need.

Transparent service

CashPanda provide fully transparent service to find you the best* responsible and trusted lender with the cheapest interest rate (APR) possible and terms according to your own special circumstances.


It doesn’t matter if you have bad credit or poor credit, at all credit types are considered. We will use our innovative technology to find you a suitable solution straight away

According to the amount you want to borrow, and your ability to repay the loan among other factors. 

Who can apply?

To be eligible to get a loan, you need to:

Living in the UK Getting your cash - Cash loans at Cashpanda Payday loans

Be a Legal UK resident 

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Minimum 18 Years Getting your cash - Cash loans at Cashpanda Payday loans

Be 18 years of age or older

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UK bank account - Getting your cash - Cash loans at Cashpanda Payday loans

Have a valid UK bank account, working phone and email

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Getting the cash you need - Getting your cash - Cash loans at Cashpanda Payday loans

Have a regular source of income (min £700 per month)

Instant Payday Loans Online UK