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Representative 49.9% APR. Representative example: Amount of credit: £750 for 12 months at £77.29 per month. Total amount repayable is £927.48. Interest charged is £177.48, interest rate 49.9% pa (variable). Rates from 11.8% APR to 1575% APR - your Free, No obligation quote and APR will be based on your personal circumstances, and Finance is subject to availability and status. Authorised and regulated by the Financial Conduct Authority. We are a fully regulated and authorised credit broker and not a lender.

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Amigo Loans

Amigo Loans Review


Amigo Loans is most known guarantor lender and it is actually the UK’s leading service provider of guarantor loan products. Even though the business started out in 2005 named FLM Loans that was only when it rebranded and changed its name into the current Amigo Loans brand and in 2012 it began advertising on Television that it grew to become well-known brand.


Amigo Loans snapshot

  • Loans from £1,000 to £10,000 over 1 to 5 years
  • APR 49.9% Representative
  • CCJs & Defaults OK
  • No Fees
  • Quick Loans Payout (within 24 hours)
  • No fees to Pay off early to reduce interest costs
  • Good for Credit Building
  • Good for Bad Credit Loans
  • Very good Customer reviews

Representative example: Borrow £3000 for 36 months. Repay £146.37 each month. Total interest of £2269.32. Total repayable £5269.32. Representative APR 49.9% (variable).

Amigo Loans offer their consumers online account administration where you may make payments in addition to manage their account.

Since with other guarantor lenders, Amigo Loans come with typically the standard guarantor loan products health warning.

Guarantor loans certainly are an answer suited to individuals with a really specific set of circumstances who are in need of cash advance, but if you believe you’re will not be able to repay your repayments, do not put a mate or even family member within the position where they may have to pay up the debt  for you.

Amigo Loans are a customer focussed business; they offer market-leading facilities not only within the guarantor loan products but also personal loan area in general. In case you have bad credit and thinking about signing up to Amigo Loans, make sure the product of a guarantor loan fits your needs prior to apply.

Please see our review of Likely Loans and Sunny Loans.

Why to choose

  • Borrow between £100 - 10000
  • We search the market for you
  • Totally Free* service!
  • 100% Secured UK Site
  • No Obligation Quote
  • Leading Loan Broker
  • Your data is secure
  • One Simple Form
  • Same day Cash**
  • No hidden costs
  • No Paperwork
  • Open 24/7
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Quick, easy and efficient service. I been approved and received the cash in the same day.
You been really helpful during my emergency. Thank you very much for your help.

How it works?

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Apply Online

Simply fill out our secured user friendly online form

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Finding your Loan

Our Panda will process your application and will look to locate the right loan for you and your circumstances.

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Get Cash

Once you are approved, you will be directed to your lender to finish the process.

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Who can apply?

To be eligible to get a loan, you need to:

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Be a Legal UK resident 

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Minimum 18 Years Getting your cash - Cash loans at Cashpanda Payday loans

Be 18 years of age or older

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Have a valid UK bank account, working phone and email

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Have a regular source of income (min £700 per month)

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